Welcome to the home of fast online secured loans
If you are a homeowner and are looking for a fast secured loan for any legal purpose, imagine your dreams turning into reality!
Our rates start from just 5.5% APR variable, so you can see why we have an excellent reputation for providing the cheapest secured loans with low monthly repayments, even if you have a poor credit history.
You can borrow any amount from £3,000 up to £2.5 million for any legal purpose, with repayment periods between 3 and 30 years available.
If you have a bad credit history, you could still get a loan from us at a very competitive interest rate, as many of our lenders ignore credit problems over 12 months' old, including court judgements and defaults.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Take our easy 3 step process to obtain the loan you want
- Apply online now - it's easy and only takes a few minutes or call us free on 0800 710 1777.
- We will find the best loan available for your circumstances and once we have agreed the terms with you, we send you the paperwork.
- You sign the paperwork and return it to us. Then sit back and relax whilst we complete your loan
Why Imagine Loans®?
The staff at Imagine have been arranging loans since 1983 and have helped thousands of people just like you to turn their dreams into reality.
Many other brokers use Imagine Loans or our sister companies to help their customers obtain the loan they need. However, by applying to Imagine Loans directly you cut out the middleman and the commission we have to pay them. This would ultimately be paid by you within your monthly repayments.
Allow Imagine Loans® to compare the market for you
Imagine Loans is an independent loan broker, not a lender. We have the UK's widest range of loan lenders on our panel and are not tied to any one lender. Because of this we can compare the market for you using the products of over 20 secured loan lenders in the UK.
Unlike most price comparison sites, where your details are passed onto another broker, therefore increasing the cost of your loan, Imagine Loans will deal with your application from start to finish.
Will my application to Imagine Loans® affect my credit rating?
No. When you apply to Imagine Loans, as part of the application assessment we contact a credit reference agency to check your credit file. However, because we carry out what is called an 'Enquiry' or 'Soft' search, this does not appear on your credit file and does not affect your credit rating or credit score.
What is a secured loan?
A secured loan is a mortgage over the property you offer as security. It is registered behind your existing main mortgage and is often known as a second charge mortgage, second mortgage or homeowner loan.
Once the lender has confirmed they intend to lend, they will obtain a Full Credit Search. This does appear on your credit file, but should not affect your credit rating.
I'm interested. What should I do next?
If you would like more information, you can download our Borrower Information Guide here, which is full of vital information that you need when applying for a loan.
If you would like to speak with one of our experienced advisors, you can call us free on 0800 710 1777.
If you would like to apply online, click here
* from all respondents to our customer feedback surveys in 2015.
Typical 7.2%APR VariableThis means 2 out of every 3 people are given this rate or lower. Rates from 5.5%APR Variable although 10% of our customers receive this rate or less. We also have Secured Loan plans with rates up to 34.9%APR Variable allowing us to help customers even with the most severe credit problems. A broker fee of up to 7% may be charged. On loan applications we receive a commission fee from the lender on completion and we estimate this will be 2.05% of the loan advanced. This is separate from our broker fee and is an additional fee we receive. We recommend all customers obtain independent legal advice before signing any documentation. We are a broker, not a lender. Loans are secured on your homeIf you are thinking of consolidating existing borrowing you should be aware that if you are extending the term of the debt you may be increasing the total amount you repay.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
We recommend all customers receive Independent Legal Advice before signing any documents.
Telephone calls are recorded for training and compliance purposes. Imagine Loans® is a trading style of Think Loans Limited, Company Registration Number 5271214 in England. Registered office 119 The Hub, 300 Kensal Road, London W10 5BE. The Imagine Loans logo is a registered trademark. Think Loans Limited is an appointed representative of Specialist Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority. Specialist Financial Services Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 676853. Imagine Loans, Audley House, Northbridge Road, Berkhamsted, Hertfordshire, HP4 1EH.
© Think Loans Limited 2016, all rights reserved.